Adiguna, Aditya Putera, and Dian Eka Rahmawati. Jurnal Ilmiah Tata Sejuta STIA Mataram 6, no. 1 (March 30, 2020): 410-428. Accessed October 3, 2026. https://www.ejurnalstiamataram.ac.id/index.php/tatasejuta/article/view/115.